International Union of Operating Engineers
Local 99, 99-A, 99-C, 99-O, AFL-CIO

Information for Local 99 Health & Welfare Plan participants:

CareFirst will help you find a doctor who participates with Local 99's Health & Welfare plan. Visit their website: www.carefirst.com and click on "find a doctor". Providers who are active in the BluePreferred, Select Preferred, or Maryland/DC PPO networks are considered "in network"; other providers, even if they are in BlueCross/BlueShield's national network, are considered "out of network" for Local 99's Health & Welfare plan. Note: the CareFirst website is updated weekly, but you should still verify participation with the provider before making an appointment.

The Summary Plan Description for Local 99's Health & Welfare Plan is provided as a service to members and Fund participants. It may not incorporate all recent changes and revisions to the Welfare Plan adopted by the Fund’s Board of Trustees, and it is provided for informational purposes only and should not be construed to be the final version of the Plan. Remember that the Plan is administered not by Local 99 but by the Fund’s Board of Trustees, and any decisions concerning Plan provisions or benefits can only be made by the Board of Trustees.

We also provide Medical, Dental, and Vision claim forms for plan participants to download:

• Medical claim form
• Dental claim form
• Vision claim form

You will need Adobe's Acrobat Reader to open these files; you can download a copy of the software for free here:

If you're covered by our Health & Welfare plan, you can save money by ordering prescriptions online at www.caremark.com.

AFL-CIO has teamed up with the Consumers' Union to bring you information about effective and affordable prescription medications:

Go Ask Alice, Columbia University’s health Q&A Internet site, has a searchable archive of useful health information.

The Health & Wellness Library (en Español: Salud e Bienestar), BCBS of New Jersey's online library, has a collection of information and tools for a wide variety of health issues. Check out their printable health diaries, to help you track your efforts.

Note: The information you gather from websites you trust can help you be a better advocate for your health. But websites can't replace the advice you get from a doctor who knows you. Remember to share your questions with your doctor; this will help you develop a strong partnership.